FAQ
FAQ
Founded in 2009, Waterloo Asset Management is an independent, regulated portfolio management firm, licensed in Luxembourg and supervised by the Commission de Surveillance du Secteur Financier (CSSF), as well as in Belgium, through its branch, by the Financial Services and Markets Authority (FSMA).
Our core business is discretionary portfolio management. Our teams bring together experienced professionals from financial markets and private banking, with advisors holding at least 20 years of experience.
Waterloo Asset Management combines the agility and closeness of a human-scale firm with the strength of leading custodian banks.
Our independence allows us to build our investment decisions on our own analysis and convictions, without depending on the commercial strategy of a banking group.
We support private clients with a portfolio starting from €500,000.
This threshold reflects a deliberate choice of model: keeping a limited number of relationships per advisor to guarantee availability, closeness and quality of support over the long term.
Our clients' assets never pass through Waterloo Asset Management's own accounts. They are held directly with leading partner custodian banks, selected in particular for their financial strength and the quality of their services. The partner is chosen together with the client according to their profile, situation and needs.
Our decisions are collegial and are based on our investment committee, which brings together academics and experienced financial market experts.
Our process combines macroeconomic analysis, quantitative analysis and field experience. Scenarios and convictions are tested against each other before being translated into concrete allocations and positions within portfolios.
We favour traditional, liquid assets: equities, bonds, cash and ETFs. We do not include unlisted or illiquid assets in our strategies. Our aim is to offer portfolios that are clear, transparent and easy to understand.
We personally invest in the same strategies offered to our clients. In addition, our remuneration comes from our clients, which aims to preserve our independence in selecting and managing investments.
The client defines the framework of the mandate with Waterloo Asset Management, including their objectives, investment horizon and risk profile. Our teams then make management decisions within this framework, following Waterloo Asset Management's investment process.
Our remuneration is based mainly on management fees agreed with the client. The fee structure depends on the mandate and the solutions chosen, and is presented transparently before the relationship begins.
Wealth planning complements our role as Asset Manager. It aims to place investments within an overall view of a client's wealth and to support thinking on its organisation, structuring and transmission, in coordination with the client's usual advisors.
